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Fund Overview


Finexia's Childcare Income Fund: A Strategic Investment in Australian Childcare

Investment Strategy: Finexia's Childcare Income Fund is strategically positioned to offer investors exposure to Australian childcare. Through business loans to experienced mid market operators with good track records and have 1 - 5 centres. These loans are diversified across different borrowers, locations, and credit qualities. Childcare has been largely overlooked by traditional banks and private credit is filling the gap in government funding. At Finexia, we see this as an opportunity to tap into a niche yet promising growth market.

Balancing Return and Risk: Risk management is at the heart of our operations. We aim to strike the right balance between delivering satisfactory returns to our investors and ensuring a satisfactory risk level of their capital.

Current Return: The Fund is currently performing impressively, offering returns at the RBA Cash Rate 4.35% plus 5.65% which equates to a total of 10% p.a.

 

Who is the Childcare Income fund for?


Finexia Childcare Income Fund may be suitable for investors looking for an investment that seeks to provide:
Stable Monthly Income
Reduce volatility with low correlation to other asset classes.
Reduced Portfolio Volatility 
Unlisted income investment.  Fully secured, low LVR against childcare assets.   High cashflow, liquid secondary market for collateral.
Stable, Predictable Returns 
Recession resistant returns through economic cycles with monthly distributions. 
Geographic Diversity
All major state capitals covered.
This content is provided for general informational purposes only. It does not consider your specific goals, financial status, or requirements. For advice tailored to your individual situation, please consult with a licensed or authorised financial advisor.

Fund Performance


10%pa
PAID MONTHLY

NET OF FEES
5.65%
ABOVE RBA CASH RATE
OF 4.35%
Fund Performance as at 23 Feb 2023Monthly Payment - Annualised Percentage RateRBA CashMargin
Nov228.00%2.85%5.15%
Dec228.00%3.10%4.90%
Jan238.00%3.10%4.90%
Feb239.00%3.35%5.65%
Mar239.25%3.60%5.65%
Apr239.25%3.60%5.65%
May239.50%3.85%5.65%
Jun239.75%4.10%5.65%
Jul239.75%4.10%5.65%
Aug239.75%4.10%5.65%
Sep239.75%4.10%5.65%
Oct239.75%4.10%5.65%
Nov2310%4.35%5.65%
Dec2310%4.35%5.65%
Jan2410%4.35%5.65%
Notes: 

It's important to note that past results don't guarantee future outcomes. The income generated is contingent on the success of the investments, and the responsible entity has the discretion to determine these payments.

The returns from the fund are presented net of all fees and are denominated in AUD. The calculations are derived from exit prices, factoring in ongoing fees and costs. It's assumed that distributions are not reinvested through the Distribution Reinvestment Plan (DRP). Taxes haven't been considered in these calculations.

As of 07/09/2023, the RBA Cash Rate stands at 410 basis points per annum.

Why Invest In the Childcare Income Fund


Finexia Childcare Income Fund: Investing in Australia's Future

Childcare is more than just a service; it's the bedrock upon which the future of millions of Australian families is built. Recognising its pivotal role, Finexia has crafted a unique investment opportunity that not only promises returns but also supports the growth of top-tier childcare centres in Australia.

Understanding Our Investors: At Finexia, we prioritise our investors. Our fund is meticulously designed to:

  • Minimise market volatility.
  • Capitalise on regulatory changes.
  • Offer portfolio diversification.
  • Assure high returns and long-term stability.
  • Guarantee transparency.
  • Deliver personalised service.

Supporting operators in Childcare: Our loans are tailor-made to bolster the expansion of Australia's mid market childcare centres. By focusing on operators with track records and experience with 1- 5 centres, we ensure they have the necessary resources to grow and consistently offer outstanding services to Australian families.

Loan Security and Benefits: Unlike traditional loans, Finexia's childcare loans are secured against leased properties rather than owned ones. This unique approach offers a plethora of advantages:

  • Enhanced income potential.
  • Quicker repayment timelines.
  • Greater control over the property.
  • Access to a secondary market.
  • Favorable loan-to-value ratios.
  • Reduced initial costs.
  • Flexibility in terms of property improvements.
  • Diminished risk of default.

Making a Difference: The ripple effect of these innovative loans is profound. By collaborating with the best of the best in childcare centres, we're instrumental in offering high-quality, affordable, and easily accessible childcare services to families all over Australia.

Education


How to Invest


The starting investment for any investor is set at $5,000.

Prior to applying for units within the Fund, it's essential to review theProduct Disclosure Statement (PDS), the Additional Information Booklet, and the Target Market Determination (TMD).

At Finexia, we share your dislike for spam. Our top priority is to ensure that our product is a good fit for you. If it turns out that it's not, we make a promise to never contact you again either by phone or email. Additionally, we will delete your information to respect your privacy.

Childcare Fund Research Reports:


Below are some research reports that specifically relate to Childcare and the Childcare Income Fund.

Childcare Fund Documents:


Below are some documents that specifically relate to the Finexia and the Childcare Income Fund.

Finexia Financial Reports:


As a company listed on the Australian Stock Exchange (ASX), Finexia is committed to transparency and compliance with regulatory requirements, including the obligation to report quarterly. This ensures our investors have timely access to essential financial and operational information, aligning with our dedication to maintaining high standards of corporate governance and market integrity.
 
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Additional Information:

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Other Information:

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*The investment return is fixed at 5.65% above the prevailing RBA cash rate which is currently 4.35% at the time of publication (return of 10% pa). All investments carry degrees of risk. This product is not appropriate for everyone. You should obtain a copy of the Product Disclosure Statement (‘PDS’) and Target Market Determination (‘TMD’) relating to the product and consider them before making any decision to invest in the product. These disclosures can be obtained from registering your contact details on above. Forecast returns and distributions are subject to several assumptions that are detailed in the PDS. Returns are calculated as a margin over the RBA cash rate. Further details on redemptions can be found in the PDS.

The PDS and TMD are issued by Finexia Securities Limited (ABN 61 608 667 778, AFSL 485760) under the Finexia Childcare Income  Fund (ARSN 658 543 625).

Finexia provides general advice only. All advice is of a general nature only and must not in any way be construed or relied upon as legal, financial or personal advice. No consideration has been given or will be given to the individual investment objectives, financial situation or needs of any investor. The decision to invest or trade in financial products and the trading method selected is a personal decision and involves an inherent level of risk. You must undertake your own investigations and obtain independent advice in relation to the suitability of an investment in a financial product for your personal circumstances.

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