Looking for a Recession Resistant investment?
Get Monthly Income with exposure to Childcare
Seen in:
Childcare Income Fund
At Finexia we understand our investors and built this fund to reduce market volatility, benefit from regulatory changes, provide portfolio diversification, pay a high return, have long-term stability, transparency, and provide you with personalised service.
Register Your Interest
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3 Steps to Investing in the Childcare Income Fund
Fill form out below and register your interest and view PDS
No obligation call from a Finexia Adviser
Simple 5 min application
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Childcare Investment Fund: Why You Should Invest and How to Get Started
Are you looking for an investment opportunity that is recession-resistant, ethical, and has good capital preservation? Look no further than the Childcare Income Fund!
The Childcare Income fund was created from a history of private credit finding funding solutions for strong businesses major banks have largely abandoned We achieve this by loaning money to childcare operators that have a strong balance sheet, sound management, and a sustainable business model.
The Childcare Income fund has a commitment to ethical investing. We carefully select Childcare Centres that operate with integrity, have a positive impact on society and the environment, and adhere to the highest ethical standards.
The Childcare Income prioritise capital preservation, ensuring that your investment is protected against market volatility and potential downturns. All investments carry degrees of risk. This product is not appropriate for everyone. Invest with us and be confident that your investment is not only generating returns but also making a positive impact on society. Join the Childcare Income Fund today and invest in a better future.
High Risk
Adjusted
returns
10% per annum
Paid monthly
Adjusted
returns
10% per annum
Paid monthly
$51.0 million
Loan Book
Current approved loan book size with significant demand.
Loan Book
Current approved loan book size with significant demand.
30 Loans across a 33 Centre Portfolio
Approved
$1.8 million
Average loan size
Approved
$1.8 million
Average loan size
Average Loan Term
12 months
12 months
Stable Monthly Income
Reduce volatility with low correlation to other asset classes.
Reduce volatility with low correlation to other asset classes.
Positive Social Impact
Improving workforce participation and access to childcare.
Improving workforce participation and access to childcare.
Attractive Industry
Offering investment access to the heavily subsidised childcare industry.
Offering investment access to the heavily subsidised childcare industry.
Geographic Diversity
All major state capitals covered. 400 new childcare centres opened per annum*
All major state capitals covered. 400 new childcare centres opened per annum*
* IBISWorld - Child Care Services in Australia Industry Report April 2023.
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How the Finexia Childcare Income fund works
Childcare plays a crucial role in the lives of millions of Australian families. It's an essential service that lays the foundation for our future generations.
At Finexia we understand our investors and built this fund to reduce market volatility, benefit from regulatory changes, provide portfolio diversification, pay a high return, have long-term stability, transparency, and provide personalised service.
Finexia Childcare loans are specifically designed to support the expansion of the best childcare centres in Australia.
These tailored loans focus on the top-performing childcare centres, ensuring they have the resources needed to expand and continue delivering exceptional services to Australian families.
The loans for the childcare centers is secured by a leased property, not owned.
This offers Finexia benefits such as higher income, faster repayment, greater control, a secondary market, appropriate loan-to-value ratios, lower initial costs, flexibility, the ability to make improvements, and lower risk of default.
The impact of these innovative loans on the lives of Australian families is immense. By partnering with the best childcare centres, these loans are playing a key role in providing high-quality, affordable, and accessible childcare services to families across the country.
Stable, Predictable Returns
Recession resistant returns through economic cycles with monthly distributions.
Recession resistant returns through economic cycles with monthly distributions.
Government Subsidised
Federal budget commitment of $10.6 Billion in FY23. * Significant and increasing government subsidies.
Federal budget commitment of $10.6 Billion in FY23. * Significant and increasing government subsidies.
Inflation Hedged
RBA Interest Rate linked returns.
RBA Interest Rate linked returns.
Significant social impact
Boosting economic growth through the empowerment and increased participation of women in the workforce.
Boosting economic growth through the empowerment and increased participation of women in the workforce.
Solid Industry Conditions
Industry revenue of $14.7 billion, growing at a forecast 4.0% p.a.* Significant and increasing demand with rising maternal workforce participation.
Industry revenue of $14.7 billion, growing at a forecast 4.0% p.a.* Significant and increasing demand with rising maternal workforce participation.
Quality Exposure to Childcare
Selectively providing funding to “Best in Class” multi centre operators. Annual funding opportunity $720m*
Selectively providing funding to “Best in Class” multi centre operators. Annual funding opportunity $720m*
Reduce Portfolio Volatility
Unlisted income investment. Fully secured, low LVR against childcare assets. High cashflow, liquid secondary market for collateral.
Unlisted income investment. Fully secured, low LVR against childcare assets. High cashflow, liquid secondary market for collateral.
Redemptions, Reinvestment
Redemptions, re-investment as well as regular re-investment plans are offered.
Redemptions, re-investment as well as regular re-investment plans are offered.
* IBISWorld - Child Care Services in Australia Industry Report April 2023.
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Additional Information:
CLICK TO EXPAND
Other Information:
CLICK TO EXPAND
*The investment return is fixed at 5.65% above the prevailing RBA cash rate which is currently 4.35% at the time of publication (return of 10% pa). All investments carry degrees of risk. This product is not appropriate for everyone. You should obtain a copy of the Product Disclosure Statement (‘PDS’) and Target Market Determination (‘TMD’) relating to the product and consider them before making any decision to invest in the product. These disclosures can be obtained from registering your contact details on above. Forecast returns and distributions are subject to several assumptions that are detailed in the PDS. Returns are calculated as a margin over the RBA cash rate. Further details on redemptions can be found in the PDS.
The PDS and TMD are issued by Finexia Securities Limited (ABN 61 608 667 778, AFSL 485760) under the Finexia Childcare Income Fund (ARSN 658 543 625).
Finexia provides general advice only. All advice is of a general nature only and must not in any way be construed or relied upon as legal, financial or personal advice. No consideration has been given or will be given to the individual investment objectives, financial situation or needs of any investor. The decision to invest or trade in financial products and the trading method selected is a personal decision and involves an inherent level of risk. You must undertake your own investigations and obtain independent advice in relation to the suitability of an investment in a financial product for your personal circumstances.
